Refinance Your Mortgage And Pay Off Your Bills
A frugal couple had bought a "Fix-Up" Home seven years before. They did many repairs themselves over the years, including removing all the old cracked peeling wallpaper in the three story house, re-roofing both porches, repaintiing the whole ... [... more]
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If You Are In Financial Trouble
If you don't have credit debt and find yourself in dire straits, don't despair, you still have many options! To get immeadiate cash -- sell something. Most people have something of value.. a second vehicle, old china, something... If you have ... [... more]
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TAXES: Did You file your Form EIC (Earned Income Credit)? Easy Holiday Tees Shirts and MoreEasy Holiday Tee Shirts Make Your Own Simple Cheeses: ricotta and yogurt cheeses Fun Stuff for Kids: make play clay, slime, and bubbles Make Your Cheap ... [... more]
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Frugal News Years Saving Resolutions
1) Check several of the Free Quote Rate Search sites to check and make sure my mortgage is the lowest I can get. I will -- however-- be careful not to change it if the fees and paperwork will run me more than any savings. I will compare and ... [... more]
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Frugal Questions Answered
It come down to a question of "value for your dollar." How do you want to spend your dollar? For example: Do you want to spend several extra dollars a week on electric because you are too lazy to remember to shut off lights and lower the heat ... [... more]
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Frugal Singles
The next cheapest way to be single is to have a roommate or roommates. When I was single, I had rentede the whole top floor of a house. It had three bedrooms, and I took the largest for my room and art studio and got roommates to fill the others. ... [... more]
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More Frugal Questions Answered
ANSWER: No I don’t advocate theft in any way. I don’t even buy the argument that a starving man should be able to steal a loaf of bread. Now for items that have been abandoned ownership like a couch, or table put by the curb, this is not theft, ... [... more]
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One Income Living
Recently I've gotten many requests for information on One Income Living. Much of our marraige we lived on one income as my husband was in the military and we traveled frequently. We were not always a one income family. Early in our marraige we ... [... more]
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Savings Account Or Cds?
But back to savings. The highest interest rates at most banks are in something called a Certificate of Deposit, or CD for short. These are not music disks. They are high interest savings accounts. But there is a catch. Well, several catches. You ... [... more]
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Should I Pay Off The Credit Cards Or Save?
Answer: I've researched this quite a bit. You need to do both. Yes, on paper you should pay off debt early to eliminate the interest you are paying on any loan, BUT -- in reality you need to have a savings for emergencies. So what I'd recommend ... [... more]
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Two Key Concepts Of Frugal Living
For instance, if you routinely save just the ten cents on your cereal packages every week (most people save much more!!), you would save only $5.20 cents a year. But careful small savings on almost every item in your grocery cart can add up ... [... more]
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Musings On Thrift For The New Year
We live in area which the typical lifestyle is to maximize all one's credit and run all the cards up to the limit. We had all sorts of friends who thought we "must have bad credit" because we didn't have a cell phone! We simply didn't want one. ... [... more]
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