There Really Is A Free Credit Report From The Government
An example of this would be if someone had used your social security number to get a credit card, and then run it up and did not pay it. They will come for you! For instance, George G. checks his credit report and sees a credit card listed he ... [... more]
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Frugal Questions Answered
It come down to a question of "value for your dollar." How do you want to spend your dollar? For example: Do you want to spend several extra dollars a week on electric because you are too lazy to remember to shut off lights and lower the heat ... [... more]
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Savings Account Or Cds?
But back to savings. The highest interest rates at most banks are in something called a Certificate of Deposit, or CD for short. These are not music disks. They are high interest savings accounts. But there is a catch. Well, several catches. You ... [... more]
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Two Key Concepts Of Frugal Living
For instance, if you routinely save just the ten cents on your cereal packages every week (most people save much more!!), you would save only $5.20 cents a year. But careful small savings on almost every item in your grocery cart can add up ... [... more]
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More Frugal Questions Answered
ANSWER: No I don’t advocate theft in any way. I don’t even buy the argument that a starving man should be able to steal a loaf of bread. Now for items that have been abandoned ownership like a couch, or table put by the curb, this is not theft, ... [... more]
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One Income Living
Recently I've gotten many requests for information on One Income Living. Much of our marraige we lived on one income as my husband was in the military and we traveled frequently. We were not always a one income family. Early in our marraige we ... [... more]
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Online Tax Site Review
Several people have written asking me what online tax service I think is "best," and I must say it depends on your needs. Most sites offer several options. You can go to to their site and generate a return and print ... [... more]
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Frugal News Years Saving Resolutions
1) Check several of the Free Quote Rate Search sites to check and make sure my mortgage is the lowest I can get. I will -- however-- be careful not to change it if the fees and paperwork will run me more than any savings. I will compare and ... [... more]
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Get Rid Of Energy Vampires!
There are ENERGY VAMPIRES IN YOUR HOUSE! No I don't mean oil companies, or that annoying mooching relative. There are all sorts of devices that people forget and leave constantly on which drain as much energy as a light bulb left constantly lit. ... [... more]
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Get Your Hd Dvd Rebate!
I suppose some people remember the big battle long ago between VHS VCR tapes, and a format called Beta-Max. As most people observed, VHS won, only to be replaced by DVDs. Now there has been a battle between a format of DVD recording called ... [... more]
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How To Get The Irs Economic Stimulus Rebate
Certain Social Security payments are not subject to income tax. The temporary economic stimulus law has a special provision allowing Social Security recipients to count those benefits toward income requirements of $3,000 and thereby qualify for ... [... more]
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Musings On Thrift For The New Year
We live in area which the typical lifestyle is to maximize all one's credit and run all the cards up to the limit. We had all sorts of friends who thought we "must have bad credit" because we didn't have a cell phone! We simply didn't want one. ... [... more]
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