Essentials of Risk Management and Insurance (ISBN 047133183X)

as promised:
Book was recieved as promised...not a fan of the book, but neded it for school..seller delivered to my door within four days of purchase, my only beef is that i paid for express delivery, and the book came regular postage...for the extra five bucks, it could have been sent priority mail and I would have recieved it a day earlier.that said, product and condition were represented well and they were a good fifteen bucks cheaper than anyone else...I give them 4 of 5 stars only because of the shipping...if there was a 4.5 I would award it....thanks